“Having LTC insurance is a top priority for us and we finally got it. My father was in memory care. My mom has been in and out of assisted living and is back in from here on out. Just moved my aunt into memory care and Jim’s mom is in residential care. Seeing how fast the retirement money is being spent for care, really put the pressure on us to get LTC insurance. Cheryl was very helpful but not pushy (we don’t like people like that). she helped us understand & pick a good LTC insurance plan that fit our budget. Thank you Cheryl!”