Cheryl Harrison CLTC specialist, helping people with long term planning since 2001.
Long term care (LTC) planning is more about Peace of Mind than about money. Planning ahead and making decisions now helps you stay independent, removes the burden from your family and helps assure the quality care that you deserve.
The most overlooked
threat to retirement income
is an LTC event
|If your plan is...||...you may not know that...|
|Family||If your plan is...||Relying on family members to take care of you||...you may not know that...||Family members may not be available when you need them|
|Self-Insure||If your plan is...||Using your own income or savings to pay for care||...you may not know that...||The cost of long term care can drain your retirement, leaving you little to nothing to live on.|
|Government Programs||If your plan is...||Medicare and Medicaid||...you may not know that...||Both have limits on the time and the amount of care|
|LTC Insurance||If your plan is...||Transferring some of the risk to an insurance company||...you may not know that...||This is the best solution in terms of cost and coverage.|
Having a conversation with Cheryl, you can learn how to help protect your family, yourself and your retirement income and take advantage of federal tax saving incentives.